CCRP CHIP and MMIP Premiums 2020/21

Due to the heavy demand on the CCRP Gallagher Comprehensive Health Insurance Plan this year with claims usage exceeding the insurer's income from premiums, those premiums for the new policy year commencing December 1, 2020 are being increased. Additionally, the following changes to benefits are being made:

Prescription Drug Credit limit of $10,000 +MM – Continuous swipe
- Co-payment on first $10,000 - 80%/20%
- Afterwards, Co-payment on drugs – 60%/40%
Local deductible - $15,000
Cap on Surgery - $1.5m for any one surgery (including Anaesthetist & Asst. Surgeon)
Annual Limit - $3,500,000 (down from $5 million)

All other benefits will remain the same. Members will continue using the same swipe card in the coming year, so please do not destroy or lose.

Members whose premiums are not fully paid for the current 2019-2020 policy year by November 21 will be terminated.

Below are the premium rates for the coming 2020-2021 policy year commencing December 1, 2020. Premiums should be paid before December 1.

CCRP COMPREHENSIVE GROUP HEALTH PLAN #46339
RENEWAL RATES INCLUDING GCT 15%
CATEGORY	Dec 1, 2020 - Nov 30, 2021
	AGE BAND 50-65 YEARS
	Quarterly	Semi-Annual	Annual
Member only	$ 21,866.10	$ 43,732.20	$ 87,464.40
Member + one dep	$ 43,732.20	$ 87,464.40	$ 174,928.80
Member + Family	$ 60,640.65	$ 121,281.30	$ 242,562.60


	Dec 1, 2020 - Nov 30, 2021
CATEGORY	AGE BAND 66-70 YEARS
	Quarterly	Semi-Annual	Annual
Member only	$ 24,256.95	$ 48,513.90	$ 97,027.80
Member + one dep	$ 48,513.90	$ 97,027.80	$ 194,055.60
Member + Family	$ 67,333.65	$ 134,667.30	$ 269,334.60

	Dec 1, 2020 - Nov 30, 2021
CATEGORY	AGE BAND 71-80 YEARS
	Quarterly	Semi-Annual	Annual
Member only	$ 27,213.60	$ 54,427.20	$ 108,854.40
Member + one dep	$ 54,427.20	$ 108,854.40	$ 217,708.80
Member + Family	$ 75,610.20	$ 151,220.40	$ 302,440.80

CCRP Major Medical Insurance Plan Group #45759		Includes GCT
Regular/Low Health Risk
	Semi-Annual	Annual
Member Only	$ 17,567.40	$ 35,134.80
Member + One Dependent	$ 35,134.80	$ 70,269.60
Member + Family	$ 49,507.50	$ 99,015.00

Rated/High Risk
	Semi-Annual	Annual
Member Only	$ 25,826.70	$ 51,653.40
Member + One Dependent	$ 51,653.40	$ 103,306.80

Payment Options

BANK OF NOVA SCOTIA – Online Transfer ONLY

Beneficiary Name: CGM Gallagher Insurance Brokers Jamaica Limited
Account Number: 804128
Account type: Chequing
Branch: Scotia Centre (Duke & Port Royal Street) 50765

PAYMASTER (ISLANDWIDE) and ONLINE (https://paymaster-online.com/)

Service provider: Sagicor Group Insurance
Biller Acct. No: Comprehensive 46339-01-TRN
Biller Acct. No: Major Medical 45759-01-TRN
Accepting cash, credit and debit cards.

CHEQUE DROP – Cheques made payable to CGM Gallagher Insurance Brokers, ensure TRN noted on cheque

CGM Gallagher Offices:
7-9 Harbor Street, Kingston
Suite A, Unit 11, Fairview Office Park, Alice Eldemire Drive, Montego Bay, St James
Shop 16A Eight Rivers Plaza, Ocho Rios, St. Ann
BeWellers Pharmacy – 2 Phoenix Ave, Kgn 10, ground floor – cheque and claims drop box

CREDIT CARD AUTHORIZATION FORM - Request from, complete and email to: cgmg_ccrphealth@ajg.com

For your reference, please remember that your Policy number is
Comprehensive - 46339-01 plus your TRN
and
Major Medical - 45759-01 plus your TRN

Refer to your health card if you are unsure of which plan you are on, the group number is on your card.

Please send a copy of your payment confirmation to cgmg_ccrphealth@ajg.com or 876 564 9127 if payment is made outside of Gallagher Offices.